MEMBERS Navigation >

Justin Hess

Members Justin Hess

Tax & Financial Group

Life Insurance

Products & Services Offered

Justin Hess brings energy, expertise, and a people-first approach to life insurance solutions. A Newport Beach native, Justin works with business owners, families, and individuals to help protect what matters most and create greater financial certainty through thoughtfully designed life insurance strategies. By combining his experience with the collaborative strength of the team at Tax & Financial Group (TFG), Justin delivers guidance that is clear, practical, and tailored to each client’s needs.

Education is the cornerstone of Justin’s philosophy. He believes the most effective life insurance strategies begin with understanding, and he takes pride in helping clients see how the right coverage can support both protection and opportunity. By simplifying complex concepts, Justin empowers clients to make confident decisions that align with their personal and business goals.

TFG brings more than 50 years of experience to every client relationship. Founded with the principle of helping the professional community enhance financial security, TFG has grown to include some of the most talented professionals in the industry. The firm has supported clients through market volatility, economic downturns, and global uncertainty, and continues to focus on creating a positive, lasting impact on their futures.

A major focus of Justin’s work is helping clients understand the true power of life insurance. Many people believe life insurance exists solely to provide cash if they die prematurely. What often surprises them is that the death benefit is only one of many advantages of a permanent, purposefully funded life insurance policy. When structured correctly, it can provide a tax-free death benefit, generate tax-deferred cash accumulation, create access to cash value, offer creditor protection, and even provide a source of cash during a terminal illness.

Justin also helps business owners prepare for the unexpected. The death of an owner, partner, or key employee can lead to lost customers, reduced revenue, costly hiring and training, or even business closure. With adequate life insurance in place, these risks can be significantly reduced. TFG assists in developing and implementing strategies designed to protect owners, key executives, and the long-term interests of the business.

Outside the office, Justin is a former Pitzer College football player who enjoys pickleball, baseball, chess, public speaking, and traveling to Spain. With clarity, education, and protection at the forefront, Justin Hess is dedicated to helping clients move forward with confidence.

Justin Hess Visit Website

Tax & Financial Group

4695 MacArthur Court, 10th Floor
Newport Beach, CA 92660

Phone:

(949) 223-8100

.(JavaScript must be enabled to view this email address)

What People are Saying

In 2008, a former member gave a lead of a local private school. After my initial visit, they signed on as a client and ordered small orders regularly, every year. As they grew, so did their order size. And although the member has not been a member for several years, this client has accounted for a total revenue of $60,000 at very nice profit margins. We have built a very good relationship with the school, and expect they will continue to order much in the years to come.  An example of how EAOC keeps on working...The Lead that KEEPS ON GIVING!

Carlos Salazar, Salazar Associates

We receive thousands of dollars of business each year directly from our members, but more importantly, through our member's referrals. 

Also, we have saved a significant amount of money on services and products our members offer. I am using or have used our CC merchant, our promotional member, our commercial insurance broker, our handyman, our Labor Law Attorney, our pest control company, our Fleet Vehicle dealer, our event center and restaurant member, our florist, our HVAC contractor, our Paving Contractor, our Glass and Shower Door member, our realtor, and have referred them to our friends and customers. 

Ron Dymek, Dymek’s Freedom Plumbing

When I was invited to be a part of the EAOC, I had no idea that a “by invitation only” networking group existed. Well, we’ve been around since the early 70’s. And, what a great group of business associates we have. 

Not only are these members excellent business owners that I can refer my clients to, they are an invaluable source of knowledge for me and my clients. 

Often, merely providing information is just what was needed. These professionals are like my business partners, they are champions of my business as well as their own. 

Joining this group of dedicated business professionals has been the key to my success and I’m happy to be a part of this fantastic group. 

Gizi Clemmer, FirstTeam Real Estate

I joined EAOC because of a friend.  In my first year I have gained over 10k in continual annual business.

Quinton Fasola, ASURE Software

In the past 42 years I have received many good leads that have become good clients.  Many of them are still clients of the firm I am with today (This represented 50% of the clients that I merged into the new firm).  I have used many past and current members for a reliable source of good and reputable suppliers for both business and personal needs, including several members that helped me make profitable investments over the years.

Hal Grimshaw, Belden Hiramoto Liu & Co., LLP

I joined EAOC because Phil Kintz asked me. At the time the cost and early meeting time was a concern. The first six months of membership I received an extra $6000 in volume.

Gary Gregg, Creating With Glass

I have been a member for many years in several different classifications. EAOC has always provided me with a steady flow of leads. However the biggest benefit I’ve received has been “outside” of the core purpose of leads. A past member John Valentine, mentioned to me that he had heard about some industrial land for sale in Costa Mesa. I ended up buying it, building a warehouse and running my business at the time (South Coast Stationers) there for about thirty years. It was an excellent investment.

Pete Sloan,

A lead from Past member Bob Hardman eight years ago resulted in $15,000 of business. A lead from Mel Smith eight years ago resulted in $25,000 of business. Benefits of membership include direct business from other members resulting in $10,000 in business and direct business with other members that resulted in excellent service and financial savings.

Carlos Salazar, Salazar Associates

I have built my entire business on leads from the EAOC. I started my association management firm in 1981 with one client EAOC. In the last thirty four years the business has grown to fourteen associations. We employ eleven full time and one part time employee. I can trace ten of my long term clients to referrals from EAOC that brings in over $500,000 annually. The network of present and passed members has had a tremendous impact on my life.

Gayle Stewart, Gayle Stewart Enterprises

EAOC has been a reliable source of steady business for me for about thirty years. Thank You EAOC!

Pete Sloan

Website Designed and Developed by Jub Jub Interactive