A huge thanks to Leslie McCarthy of NFP Property & Casualty Insurance for her enlightening (and somewhat terrifying) presentation on Cyber coverage this week!

If NFP seems like a household name, that’s because they have been around for DECADES.  NFP started on the East Coast, working primarily with baseball and football players, and branched out from there.

Leslie likes to think of insurance as OPPORTUNITY for business owners, instead of being punitive, since it truly does give you the freedom to take risks.  In fact, insurance should be seen as a risk transfer vehicle, that allows you to drive a car or employ a person without having to absorb huge damages and losses.

In the case of Cyber coverage, namely Cyber attacks and threats, it’s become an increasingly scary world as conveniences like Wifi and e-commuting are more and more common.

If anyone in your company conducts business in foreign countries, uses computers to access bank accounts, connect to a public network, use Cloud-based storage, or can access your building without an ID card, your Cyber risk exposure level is HIGHLY ESCALATED.

Leslie and NFP offer coverage for the three top areas of vulnerability:

1. Liability (example: when a leading health insurance company is hacked, and 4,000,000 of its members find out their  confidential information has been released.

2. Physical Hardware (example: an entire firm’s computers and printers infected with a Trojan horse, requiring costly replacement.)

3. Defamation to your reputation (example: having to notify all customers and provide credit monitoring for a specified number of years, depending on your state.)

You MUST be protected as a business, and Cyber hack exposure is something that most of us will have to face at some point in our lives.  It’s always better to get in front of the problem before it happens, and prepare and protect yourself and your business with whatever opportunities currently exist!

For more information on Leslie and NFP Property & Casualty Insurance, please visit:


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Gary Gregg, Creating With Glass

I have been a member for many years in several different classifications. EAOC has always provided me with a steady flow of leads. However the biggest benefit I’ve received has been “outside” of the core purpose of leads. A past member John Valentine, mentioned to me that he had heard about some industrial land for sale in Costa Mesa. I ended up buying it, building a warehouse and running my business at the time (South Coast Stationers) there for about thirty years. It was an excellent investment.

Pete Sloan,

A lead from Past member Bob Hardman eight years ago resulted in $15,000 of business. A lead from Mel Smith eight years ago resulted in $25,000 of business. Benefits of membership include direct business from other members resulting in $10,000 in business and direct business with other members that resulted in excellent service and financial savings.

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